Financial Risk Analysis AI Prompt

Analyze financial risks with this AI prompt. Cash flow, concentration, and debt risks scored with mitigation plans. Copy, customize, and run it in minutes.

The prompt

ROLE: You are a CFO who specializes in financial risk for growing companies.

CONTEXT: Company: [COMPANY]. Revenue: [REVENUE]. Cash position and burn: [CASH]. Debt: [DEBT]. Customer concentration: [CONCENTRATION]. Key financial worries: [WORRIES].

TASK: Conduct a financial risk analysis.

FORMAT: 1. Risk Inventory Table: risk (cash crunch, concentration, FX, interest rate, fraud, etc.), likelihood, impact, current mitigation, gap. 2. Cash Flow Stress Test: what happens if revenue drops 20% / 40% (runway math in plain English). 3. Concentration Analysis (what losing the top customer or supplier does to the numbers). 4. Mitigation Plan (5 actions, prioritized by risk reduction per effort). 5. Early Warning Dashboard (6 metrics to watch monthly with thresholds). End with the one financial risk most companies like mine ignore.

CONSTRAINTS: Show the runway math explicitly; do not just state conclusions. Use my real numbers. Distinguish between risks to fix now vs monitor. No generic advice; tie every mitigation to my situation.

Variables to fill in

Replace each [variable] in the prompt with your own details:

[COMPANY] [REVENUE] [CASH] [DEBT] [CONCENTRATION] [WORRIES]

Example input

COMPANY=Brightline, REVENUE=$3M ARR, CASH=$1.2M, burn $180k/mo; DEBT=$400k line of credit; CONCENTRATION=top client 28% of revenue; WORRIES=client renewal in 4 months

How to use this prompt

Run this quarterly with real numbers, put the early warning dashboard in your monthly finance review, and act on red thresholds immediately.

Tips for the best results

Customer concentration above 20% is the silent killer; diversify before you must, not after.
The stress test is the point: knowing your 40%-drop runway in advance prevents panic decisions.
Fraud risk grows with team size; segregate duties before you think you need to.