Finance Calculators
Money decisions are easier with the right numbers in front of you. Our free finance calculators help you estimate take-home pay, compare salaries, and plan savings — instantly, in your browser, with no sign-up and no downloads. Every calculator shows its formula and a worked example, so you always know exactly how the result was produced. Whether you are negotiating a job offer, budgeting your monthly paycheck, or checking what a raise really means per pay period, start with the numbers here and plan with confidence.
Paycheck Calculator
See exactly what lands in your bank account each payday — after federal tax, FICA, and state tax.
Refinance Break-Even Calculator
See how many months of lower payments it takes to recover your closing costs — and whether refinancing is actually worth it.
Pay Raise Calculator
See exactly what that raise means — your new salary, the extra per paycheck, and the hourly equivalent.
Salary to Hourly Calculator
Convert salary to hourly (or hourly to salary) in seconds — adjusted for your actual hours, not just the standard 40.
HYSA Calculator
See how fast your savings grow in a high-yield account — with monthly contributions and real compounding.
Compound Interest Calculator
Watch your money grow — project compound growth with monthly deposits, any rate, and any timeframe.
Daily Compound Interest Calculator
See what daily compounding does for your savings — with monthly deposits and a side-by-side monthly comparison.
Tip Calculator
Calculate the tip, split the bill, and see what each person owes — in seconds.
Discount Calculator
Find the real sale price in seconds — including stacked discounts stores hope you won't calculate.
Sales Tax Calculator
Add sales tax or VAT to any price — or work backwards from the total to the pre-tax price.
Currency Converter
Convert between world currencies with live mid-market rates — plus the honest truth about fees.